Unlike term insurance, which addresses more temporary needs, permanent life insurance is designed to provide life-long financial protection. Because permanent life insurance policies are designed and priced to keep over a long period of time, this may be the right...
Our Blog
The dangers of carbon monoxide
You may have heard about the dangers of carbon monoxide poisoning. Have you ever really thought about whether or not your home is safe from it? There are a few things you can do right now to help protect your family from carbon monoxide poisoning. Here is a list of...
Uber/Lyft/SideCar Rideshare (ing)
We applaud the entrepreneurship of Our Clients and prospects, but when people perform “business activities” they need “business” coverage. we have three divisions here at Downey Insurance. personal, Commercial, Financial Planning this is fresh off the press to exclude...
Landlord lease agreements and Insurance by: Charlie Downey, Pres. & CEO Downey Insurance Group
If you own a rental property, you will want to readdress your risk management checklist before giving your new tenants a set of keys. • REQUIRE they Purchase tenants Insurance & show you a copy of the policy!This policy is super cheap for the coverage. ( covers...
The Massachusetts Insurance partnership is ending. transitioning to Obama Care
The Ma. Insurance Partnership program is ending December 31, 2013. Outreach letters were mailed to Employers and Employees the week of December 9th 2013. A dedicated call center for transitioning members is now live. The number is 1-866-865-0147 Participating...
Tips for a Safe St. Patrick’s Day
Whether you spend St. Patrick’s Day celebrating or not, you will want to always remember that some celebrations can become quite rowdy at times. Even the most innocent events like parades or parties can escalate into raucous affairs on St. Patrick’s Day-...
Abuse Prevention
According to Centers for Disease Control and Prevention and reaffirmed by the American Psychological Association, one out of four girls and one out of six boys will be sexually abused prior to adulthood. Is your organization doing enough? When evaluating current abuse...
Flood prep for your home
When you think of floods, what comes to mind? You may automatically think of the most extreme form of flooding when people are stuck on rooftops and riding boats down the streets. Of course, that is certainly something to think about. But flooding can happen simply...
Cold weather motorcycle riding
Does the thought of riding your motorcycle in the winter make you shiver? Or does it make you feel exhilarated? If you have been contemplating a winter motorcycle ride, we say go for it! Just remember to take a few extra precautions before you head out. Here are some...
Tips to help lower your monthly bills
We know that paying your bills can be a daunting task each month. If you are like a lot of us, some months are worse than others when it comes to matching your income with the amount you will need to pay out to creditors. It might feel like an impossible task. Somehow...