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Farm Insurance


Since our founding, Downey Insurance Agency has recognized the very distinct coverage needs of farmers and ranchers—exactly why we have gone above and beyond the standard insurance offering to custom-build our unique Farm/Ranch policies. Our coverage options provide broad, flexible coverage that addresses both your personal and commercial farming needs. Whether you run a small, intimate family-farm or a larger, more commercial ranch we’re here to help you protect what matters most to your livelihood and business venture. Our farm insurance policies can be tailored to fit an array of needs and can be expanded upon to match your exact coverage requirements—whether you own or rent your premises and land as well as if you raise crops or livestock. It’s important to keep in mind that Farms and Ranches are different than most other business operation because in most cases the owner both conducts business and lives with one’s entire family all on the same premises—therefore requiring a careful consideration and combination of both commercial and personal loss exposures. Being that farm and ranch operations can vary greatly; it’s crucial that we work with you to develop the perfect plan to meet your specific needs. Our farm insurance policies can include a combination of these basic coverages:

  • Farm Property Policy – covers farm-related buildings (residence, barns, sheds, silos, etc.)
  • Farm Inland Marine Policy – covers farm-related machinery and equipment
  • Farm Liability Policy – protects against damage or injury caused by farming/ranching activities
  • Farm Umbrella Policy – provides a higher level of liability protection
  • Farm Combination Policy – offers a way to bundle stand-alone farm/ranch coverages into a single package

With so many options to choose from, securing the right farm insurance package can get a bit confusing—and it certainly takes time. Contact Downey Insurance Agency today for a free coverage review and farm insurance quote today!


Marlboro, MA

190 East Main St.

Marlboro, MA 01752

(888) 875-7539

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Business is unpredictable. But buying business insurance doesn’t have to be.

As your trusted choice for Massachusetts insurance, we know that customizing a specific Massachusetts business insurance package, to fit your specific operating needs, is no easy feat.

With a variety of coverage options and state laws to abide by, you need someone with superior insurance knowledge and expertise to help you secure the most effective large or small business insurance plan for your Massachusetts, and New England coverage needs!

Generally speaking, the goal of doing business is to maximize profits, while continuing to lessen overall costs. This however requires making strategic plans that account for anticipated expenses as well as outline actions for accurately reinvesting the profits.

Keeping costs at an acceptable level involves securing comprehensive business insurance. At Downey Insurance Agency we have worked hard to build quite a name for ourselves and our superior business insurance strategies.

In our effort to best serve you, we have developed both large and small business insurance solutions that strategically balance your distinct needs, and operating requirements—while also helping to reduce the financial impact of unexpected losses like natural disasters, lawsuits, employee injuries, and more.

As a local New England business owner, how can you determine what you need out of your business insurance? Specific state regulations will determine basic coverage requirements; among the common policies are commercial insurance and workers compensation.

All in all, typical large or small business insurance packages can include a custom combination of these following coverage options:

  • Business Owners Policies (BOP)
  • Worker’s Compensation
  • General Liability Insurance
  • Errors & Omissions
  • Commercial Auto
  • Commercial Property
  • Group Benefits
  • Professional Liability

At Downey Insurance Agency, we understand the importance of having budget-friendly – yet complete – coverage in place, no matter how big or small your business enterprise may be. We take pride in the ability to identify the required state policies and suggest the most effective and affordable insurance solutions for your business venture.

Feel free to give us a call; we’d love to provide you with more information regarding commercial insurance, workers compensation and so much more! Contact Downey Insurance Agency right now to get a free coverage review and large or small business insurance quote— let us help you better protect your business venture today!

Or Click thru here to see if Thimble Insurance – is an option for you.