Independent insurance agent? You’ve probably never heard that title before, and here’s why. Many of the more familiar insurance companies, your State Farms and Giecos, are made up of captive insurance agents. They only have one insurance provider available:...
Our Blog
Why Homeowners Insurance is Better with an Independent Agent
The shifting U.S. housing market has introduced many first-time homebuyers, tasking each with choosing the right homeowners insurance policy. What should be a huge milestone in one’s life becomes an overwhelming decision. Insurer options are ten-fold. The cost of each...
Covid-19 Update
We are Open for you and we all will endure. it will take all of us and some of it painful, but we are all in this together. Be Safe - Lets beat this thing! here are a couple informational relevant links for everyone; CDC: US Chamber of Commerce: White House Guide to...
A little extra caution can go a long way while driving at night
Summer has ended, and while fall and winter have their own pleasure, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23% of vehicle miles traveled,...
Your chance to win prize money!
As an appreciated Downey client, we are writing to let you know about two offers for your business. Nationwide, our newly added carrier, has announced a small business contest, and the Massachusetts Department of Industrial Accidents is now accepting grant...
Distracted Driving Habit Is Proving Tough for Americans to Break
Interesting read from Insurance Journal. about distracted driving -- Nearly eight in 10 consumers talk on the phone while driving and more than 30 percent admit to having been in a near-miss crash because they were distracted. Also, although distracted driving poses...
Daylight Savings Time is also Daylight Safety Time
Sunday, March 10 is Daylight Saving, when clocks are moved forward one hour. We here at Downey Insurance Group want to remind you it’s also a great time to improve your family’s safety. Be safe in your home Health and safety agencies often use the approach of...
Why an Independent Agent?
Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value. With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like Downey Insurance...
Prevent Water Damage
One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Downey Insurance Agency, we know you want to protect what’s important. That’s why we’re offering these tips to help you prevent many of the most common...
What you need to know about recent legislation on short-term rentals
The Massachusetts House and Senate reached a compromise on the short-term rentals bill that taxes and regulates short-term rentals through websites like Airbnb, including language that exempts owners who rent out their properties fewer than 15 days a year. Governor...