by cdowney | Jul 17, 2018 | Blog
We are proud and glad to represent to and partner with MAPFRE Insurance, the ValChoice® #1 Best Value for Auto Insurance in Massachusetts, with a score of 92 out of 100! The annual award is presented to one company in each state, based on claims handling, customer service and value.
Aiming for the most objective award in the industry, ValChoice analyzes data from state insurance departments, including financial performance, consumer complaints and regulatory actions of each carrier, for its Best Value Award. MAPFRE received a score of 92 out of 100, using data from the Massachusetts Division of Insurance.
Thank you as always for your business!
Downey Insurance Group, Downey Realty Group, Downey Financial Group & National Insurance Group!
by cdowney | Jan 12, 2018 | Blog
MEMA: Multi-Impact Rain/Flooding/Icing Event Friday/Saturday
The NWS has forecasted a multi-impact rain event Friday into Saturday. Heavy rain is expected to overspread the region Friday afternoon and evening and continuing into Saturday morning. Storm total rainfall amounts of 2 to 3 inches, and up to 4” in some areas are forecast over the entire region. Heavy rain combined with rapid snow melt will result in the possibility of some river and stream flooding along with the potential for isolated ice jam flooding on rivers (except Cape Cod & the Islands). The heavy rainfall combined with snow clogged storm drains may also result in significant urban/street flooding and flooding of low-lying/poor drainage areas. The heavy rain and associated flooding has the potential to impact the Friday evening commute. Strong 45-55 mph wind gusts late Friday into early Saturday could lead to a few downed limbs or small trees; isolated power outages are possible. There may be periods of dense fog on Saturday morning as well. As the heavier rain ends Saturday morning, temperatures will begin to drop from west to east, and they will rapidly dip below freezing during the afternoon and evening on Saturday, potentially resulting in flash-freezing. As the temperatures fall across the region, black ice may develop and any ice jams on rivers may freeze Saturday night and Sunday. This may cause hazardous travel conditions as well as extended river flooding.
TIMING
Friday through Saturday: rain and flooding
Saturday into Sunday: cold temperatures, refreezing and icing
THREATS
Elevated Flooding Risk (rivers, streams, low-lying and poor drainage areas)
Freezing rain and/or flash freeze
Dense fog
Strong and Potentially Damaging Winds
PREPAREDNESS & SAFETY INFORMATION
• Flood Safety and Preparedness Tips are available at: https://www.mass.gov/service-details/flood-safety-tips
• Elevate items stored in the basement and other low-lying flood prone areas of homes and businesses to minimize damage from flooding. If you have a sump pump, check that it is functioning properly.
• Clear snow and ice from street catch basins and storm drains to prevent or reduce street flooding.
• Avoid parking vehicles in low-lying areas or areas prone to flooding during heavy rainfall.
• Don’t drive through flooded roads. Remember the phrase “Turn Around, Don’t Drown!”
• Safely remove any remaining piles of deep snow from flat and low-pitched roofs. If safe to do so, clear ice and snow from drains on flat roofs.
by cdowney | Dec 14, 2017 | Blog
There’s no better time of year, than the holiday season, to thank you for being part of The Downey Family of Companies!
We wish for you not only a joyous holiday season, but a safe one as we enter into 2018!
Many people travel during the holidays by car. Be sure that you practice safety and be on alert while driving no matter where you travel.
Just a few tips:
- Assign a designated driver!
- Buckle up (no matter how short of a drive you have)!
- Park that cell phone.
- Prepare for traffic and weather conditions and stay alert!
Check out the link below for more details and how to have a safe holiday and New Year! (National Safety Counsel)
Click here for more information about holiday safety!
Thank you as always for your business!
Happy Holidays from all of us at The Downey Family of Companies!
Downey Insurance Group, Downey Realty Group, Downey Financial Group & National Insurance Group!
by cdowney | Oct 31, 2017 | Blog
Have a Wicked Safe HALLOWEEN!
Drivers be CAUTIOUS! Drive Slow! Stay Alert! More kids are injured from crossing streets on Halloween night more than any other night of the year! Be Safe! Be Observant! Be Vigilant! Slow down, and avoid neighborhood shortcuts through residential streets where trick-or-treaters may be.
by cdowney | Sep 28, 2016 | Blog
Ours is to help The United States Consumer adopt and adapt to the Huge changes in Insurance Purchasing and consulting with your agent on that Purchase. They are coming our Way…SOON!
So Let’s help retool for the future. Consumers will demand some instant Live chat, online Video, and even online purchase and confirmation thereof; all from their local independent agent – that still Gives them a ton of choice, helps direct them and keeps them safe from Uncharted waters.
Regarding disruptive tech… Imagine you Buy a new car, from an Insurance agent distributor of autonomous cars!!!, yes That’s right. Its delivered to your door – autonomously – and its already Pre-Loaded with Your Insurance agent. you can communicate via your car to them at any time, check status of insurance, etc. OR maybe your with some insurance Co. you really don’t know, and they cancel your insurance. Find your local agent is one of the options on your screen – you Find your local agent and purchase insurance online in your car with a rep on the phone, Live Vid, etc.. Hmmmm.
We’ll be here to help you navigate those Waters! From all of us at Downey Insurance Group, Marlborough, Ma. A Proud Affiliate Member of National Insurance Group
by cdowney | Dec 23, 2015 | Blog
Hover Boards! for Christmas & your Homeowners Insurance Policy.. says.. Recreational self-propelled vehicles are NOT covered under your contents coverage under your Homeowners Policy.! “Self-propelled vehicles are ONLY covered if they are:
not subject to registration,
used to service the premises,
or designed to assist the handicapped.”
Liability restrictions say. “if OFF the “residence premises,” there will be NO liability or medical payments to others coverage”. so the skate parks, sidewalks, other friends House. No coverage.
Have Fun But be Careful. Call on Downey Insurance Group for more Information or to discuss Coverage.
