by cdowney | Dec 14, 2017 | Blog
There’s no better time of year, than the holiday season, to thank you for being part of The Downey Family of Companies!
We wish for you not only a joyous holiday season, but a safe one as we enter into 2018!
Many people travel during the holidays by car. Be sure that you practice safety and be on alert while driving no matter where you travel.
Just a few tips:
- Assign a designated driver!
- Buckle up (no matter how short of a drive you have)!
- Park that cell phone.
- Prepare for traffic and weather conditions and stay alert!
Check out the link below for more details and how to have a safe holiday and New Year! (National Safety Counsel)
Click here for more information about holiday safety!
Thank you as always for your business!
Happy Holidays from all of us at The Downey Family of Companies!
Downey Insurance Group, Downey Realty Group, Downey Financial Group & National Insurance Group!
by cdowney | Oct 31, 2017 | Blog
Have a Wicked Safe HALLOWEEN!
Drivers be CAUTIOUS! Drive Slow! Stay Alert! More kids are injured from crossing streets on Halloween night more than any other night of the year! Be Safe! Be Observant! Be Vigilant! Slow down, and avoid neighborhood shortcuts through residential streets where trick-or-treaters may be.
by cdowney | Sep 28, 2016 | Blog
Ours is to help The United States Consumer adopt and adapt to the Huge changes in Insurance Purchasing and consulting with your agent on that Purchase. They are coming our Way…SOON!
So Let’s help retool for the future. Consumers will demand some instant Live chat, online Video, and even online purchase and confirmation thereof; all from their local independent agent – that still Gives them a ton of choice, helps direct them and keeps them safe from Uncharted waters.
Regarding disruptive tech… Imagine you Buy a new car, from an Insurance agent distributor of autonomous cars!!!, yes That’s right. Its delivered to your door – autonomously – and its already Pre-Loaded with Your Insurance agent. you can communicate via your car to them at any time, check status of insurance, etc. OR maybe your with some insurance Co. you really don’t know, and they cancel your insurance. Find your local agent is one of the options on your screen – you Find your local agent and purchase insurance online in your car with a rep on the phone, Live Vid, etc.. Hmmmm.
We’ll be here to help you navigate those Waters! From all of us at Downey Insurance Group, Marlborough, Ma. A Proud Affiliate Member of National Insurance Group
by cdowney | Dec 23, 2015 | Blog
Hover Boards! for Christmas & your Homeowners Insurance Policy.. says.. Recreational self-propelled vehicles are NOT covered under your contents coverage under your Homeowners Policy.! “Self-propelled vehicles are ONLY covered if they are:
not subject to registration,
used to service the premises,
or designed to assist the handicapped.”
Liability restrictions say. “if OFF the “residence premises,” there will be NO liability or medical payments to others coverage”. so the skate parks, sidewalks, other friends House. No coverage.
Have Fun But be Careful. Call on Downey Insurance Group for more Information or to discuss Coverage.
by cdowney | Sep 22, 2015 | Blog
http://www.mass.gov/ago/docs/workplace/independent-contractor-advisory.pdf
Have you wondered if you have to pick up Liability or not on an independent contractor? Say you hire a roofer, where are they covered? do you cover them? How about the guys that they may use as subcontractors? Does everyone need all those insurance policies down the line? The State of Massachusetts is very clear about who is and who isn’t an independent contractor. They offer this three pronged test to drill it down.
We’re pleased here at Downey Insurance Group to be specialists in contractors insurance. Knowing the rules and regulations is an important start. Give us ring or reach out today.
