Have you recently purchased new appliances for your home? It could pay to check to see if your existing New Hampshire home insurance is still adequate. It may be some time since you purchased major appliances, and there’s no doubt that in many cases, they’ll be worth much more than the original appliances were. Here are some things to consider when reviewing your coverage:
1. Do you have a lot of high ticket electronic items? It’s not uncommon for families to have more than one TV, iPad, computers, laptops, and a range of other gadgets. The question is, have you ever updated your insurance to factor in the value of all of these items you have accumulated? Many people set and forget their level of cover.
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2. In the event that you’ve purchased major new appliances for your kitchen, the chances are that it was part of a renovation or kitchen upgrade. Such a renovation may have increased the amount it would cost you to re-construct your home if it was totally destroyed. Failing to review your level of coverage could cost you thousand dollars in the event that you need to make a major claim.
Don’t delay in reviewing your New Hampshire home insurance. Things happen when you least expect them! Speak to your insurance agent today about making the necessary changes.
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