Our Blog

Laptop Fire Safety

Laptops are now the computer of choice for the ordinary consumer, leaving the desktop computer in the dust.  They are also the computer of choice for students living at home, and for students heading to the dorms this fall.  They are convenient and portable and seem to be safe enough.  But, the desktop had one great advantage that the laptop does not have, ventilation.  Your desktop tower was always in the same place, with vents strategically placed to do their job of keeping the motor cool and preventing a fire.   Laptops need the same ventilation, but it is easily forgotten.  Left on a soft surface such as a bed or a couch, a laptop can cause serious property damage.  This type of Property Damage is covered under your Massachusetts Homeowners Insurance Policy, but it can be devastating, and should be easily avoidable.

School Bus Safety Tips

Whether you have children who ride the school bus or you do not, it is
always a good idea to be aware of the school bus routes in your
neighborhood as well as on your daily commute.  You do not need to be a
parent to know bus safety.  All drivers should know the rules of the
road when it comes to school buses.  Here are some reminders for you.

Mobile apps available for Downey Insurance Companies

Most Massachusetts Insurance companies have jumped on the mobile app train by creating Company Specific apps for their clients   Allowing policyholders to access policy data and billing, document a claim, and contact the Insurance Company.  These Company Specific apps can be very helpful for the on-the-go policyholder looking for information but as with most apps and websites they have limited functionality.  Sometimes a quick call to your agent can be a faster and less frustrating experience. 

Safety Tips for Water Park Adventures

Are you thinking of visiting a water park this year?  There are so many
awesome water parks to choose from in the northeast it might be hard to
stay away!  The thought of sliding down a huge water slide may be
exactly what your family wants for a vacation before the school season
gets underway.  Just remember to stay safe when visiting a water park. 
Here are some things to keep in mind for your visit.

Does Car Sharing Affect Your MA Auto Policy?

Many car sharing businesses have cropped up in Massachusetts, over the last few years as part of the collaborative consumption movement.  The economic and environmental advantages of car sharing can be very appealing to MA Auto owners and it can offer many benefits to the sharer and the sharee.  But what happens if something goes wrong?  Sharing your vehicle may have a larger inherent risk involved then say sharing your lawn mower.  

Has your Property’s Value Changed?

When was the last time you reviewed your insurance policies?  You may
have renewed your personal auto or homeowner’s policies with just a
glance at the information before sending the renewal paperwork back in. 
That’s fine if nothing has changed since last year, but is that really
the case?

Campgrounds in MA Offer Luxury “Glamping” Experience

What is glamping? It is a camping experience that offers the rustic appeal of camping with the luxury amenities of a glamorous resort.  The glamping trend is exploding all over the US and appeals to all kinds of travelers.  Allowing you to get close to nature without getting too close. Some people may just prefer a warm bed to a sleeping bag at the end of a long day of hiking or swimming, or a stove to cook dinner on instead of an open fire or grill. Some of these resorts offer yurts, cabins, tree houses, and “pre-setup” campsites for the convenience and comfort of their campers, and who wouldn’t want to spend the night in a tree house?

Some Activities to Get your Kids Outside this Summer

After being stuck inside their forced air, dreary classrooms all year,
your kids may be ecstatic about playing all day outside in the summer
sun.  However, that excitement may be short lived once the heat really
sets in and the kids get bored out there.  You may need to step in and
get some motivators out there so they can still enjoy the outdoors
without wanting to come inside every five minutes.

Summertime Food Safety Tips

With the warm weather underway you may be ready to start enjoying some
outdoor barbeques with friends and family.  In fact, you may have
already started!  Now that barbeque season is here, it is a good time to
brush up on some food safety so that you can enjoy those delicious
party foods without the risk of getting sick.  Here are some easy
reminders to keep with you this summer: