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If you have been putting off getting a flood insurance policy now is the time to do it.  Watching the pace that the house and senate have been operating at, it is anyone guess when they will get this resolved.  This hold up will be very inconvenient for many people.  Anyone trying to secure Vermont Homeowners Insurance in their new home that requires flood insurance will have a very hard time doing so.  Also mortgagee companies in Vermont may not allow a loan to close on a home in a flood zone without this coverage.

Do you need Vermont Insurance? If so you have come to the right place. Downey Insurance, with locations in Brattleboro, VT, Keene, NH and Marlborough, MA can help you with all of your Insurance needs. Vermont Insurance is our specialty in our Brattleboro VT office. We have many products to choose from, no matter what your insurance needs may be.

Does your Massachusetts Homeowners policy cover Earthquake damage? Earthquake insurance may not be something you have thought about here in New England. But, after the earthquake in Virginia over the summer and now Oklahoma of all places is seeing seismic activity this past weekend, it may not be a bad time to look into whether your Massachusetts Homeowners Policy covers earthquake Damage.

Thinking about taking a ski trip this winter? You may want to look into revamping your New Hampshire auto insurance before doing so. You never know when you’re going to experience an accident, and if you’re on a long car ride it could be exceptionally unpleasant, which is why you need the best protection.

Whether it’s bad weather, a natural disaster, or something else out of the ordinary, you need a Massachusetts homeowners insurance policy to get you through damage costs. Thankfully, our agency is here to help you get what you need!

It may sound like a no brainer. But it could mean the difference between surviving a disaster physically and financially. The last year in Massachusetts has been intense. We have had tornados, a hurricane, and an early snow storm that has left many without power for many days. Insurance claims for 2011 are much higher than expected. It seems like being prepared is taking on a whole new meaning.

With the obesity epidemic we are experiencing in America, and type 2 diabetes on the increase, I always stop to wonder: why on earth do we do collect all this Halloween candy? Because it is soooooooo much fun! So until Trick-or-treating comes with a disclaimer I have decided that we are going to get the best of both worlds. We are going to dress up and freeze our bums off, collect the candy, bring it home and revel in it, and then here comes the fun part: DONATE IT!

Massachusetts Insurance professionals are confident that a law will soon be passed to ban the predatory rating practice of using credit score for rating purposes. These rating practices are not being used in this state, or on a very limited basis. Currently, Massachusetts insurance regulators are not approving rate filings from insurance companies that are using these predatory practices for Massachusetts Auto Insurance.

Are you really going out on the road without a reliable insurance policy? In order to protect yourself and your wallet from any damages, you’re going to need a New Hampshire auto insurance policy in order to get yourself out of trouble. 

With Halloween right around the corner, Downey Insurance wants to help you prepare your property for a safe and fun Halloween. The last thing we want for you is a homeowners insurance claim horror show on your hands this year. Even if you do not give out candy or participate in Halloween, it is amazing the amount of kids (and parents) that will tromp through your yard and ring your door bell. Here are a few tips to keep the horror to a minimum.