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Looking for a Vermont insurance policy to get you through the winter and into the spring? The winter weather can be treacherous for homes, so get the coverage you need!

A young family can actually be the most vulnerable when I comes to how a devastating loss would affect their future.

Did you know that many fender benders and scrapes in happen in large parking lots? In order to play it safe and avoid claims New Hampshire auto insurance make sure you do good parking jobs!

Recently the U.S. Department of Transportation released a final ruling on the use of cell phones for commercial truck and bus drivers in an effort to cut down on distracted driving. This new ruling states that all drives operating under a CDL license that are participating in interstate freight or bus transportation will be banned from using a cell phone while driving. Only hands free devices that require a “one-touch” answer or call feature will be allowed. This includes a ban on using the push-to-talk feature, where a button has to be continuously held down like a walkie talkie.

We often hear this question in our office during the winter months.  After all the power outages we have experienced over the last few years many of our clients are preparing themselves for the inevitable.    It is important to be prepared, but it is equally important to make an educated decision regarding the wattage, type of generator, and knowing all the facts about how a generator will affect your homeowners insurance policy. 

Even though we have not had a major snow storm this winter, we all know that New England winters can be unpredictable. In Vermont and all of New England we know we can be basking in the sun one minute and be hit with a blizzard the next. Winter weather is a main cause of accidents for our Vermont Auto Insurance clients. It is very important to us at Downey Insurance Group for everyone to stay as safe as possible during the winter months, so we put together a few tips for winterizing your vehicle for optimum winter driving.

When renting a car there are many things to consider including the option to purchase “insurance” from the rental car company.  If you chose not to purchase their insurance usually you are asked to sign a waiver of coverage.  We always encourage people to read this waiver to make sure they fully understand the implications of signing it if they chose to do so.  Here are some things to keep in mind in relation to your MA Auto Insurance policy when renting a car.

After the horrific floods that happened as a result of Hurricane Irene, do you have the coverage you need in case it ever happens again? With a Vermont insurance policy, you can get protected from floods with the proper policy.

Experience - An established agency can offer you a perspective that is only gained from experience.  With so many options available for coverage an expert opinion on what is needed and not needed can be invaluable. Dedication– An experienced Independent Insurance...

At Downey Insurance we are gearing up for a great year in 2012. After overcoming some challenging circumstances in 2011 including our Brattleboro Vermont Insurance office being totally flooded by Irene we are excited for the New Year to begin! As an industry leader, over the past 84 years we have become experts at overcoming tough times. We have been through thick and thin with our clients. By managing insurance portfolios and providing insight to complex insurance scenarios. After all that is what insurance is all about.