It may sound like a no brainer. But it could mean the difference between surviving a disaster physically and financially. The last year in Massachusetts has been intense. We have had tornados, a hurricane, and an early snow storm that has left many without power for many days. Insurance claims for 2011 are much higher than expected. It seems like being prepared is taking on a whole new meaning.
Massachusetts Homeowner Insurance is so important for your family in the event of a disaster. Most natural disaster damage (except for flood or ground water seepage) is covered under your standard homeowners policy. Would you be able to afford to rebuild your home after a disaster?
A Disaster Kit is not something that most homeowners have, but they should. Having the supplies to feed and take care of your family in an emergency can mean everything when you need it. Some people in Massachusetts have now been without power for 3 days. Stores in the area can quickly sell out of staples like bottled water and canned food. FEMA provides a good list for a Complete Disaster Kit. If you cannot assemble a complete disaster kit, you may want to consider having the following on hand or whatever you think your family would need for the recommended 3 days of provisions:
Water
Baby Formula and/or Baby Food
Canned Meats/Fruit/Veggies
Peanut Butter and Jelly
Crackers
Nuts
Coffee or Tea
Toilet Paper
Paper Plates and/or Utensils
Small Camping Stove