Laptops are now the computer of choice for the ordinary consumer, leaving the desktop computer in the dust. They are also the computer of choice for students living at home, and for students heading to the dorms this fall. They are convenient and portable and seem to be safe enough. But, the desktop had one great advantage that the laptop does not have, ventilation. Your desktop tower was always in the same place, with vents strategically placed to do their job of keeping the motor cool and preventing a fire. Laptops need the same ventilation, but it is easily forgotten. Left on a soft surface such as a bed or a couch, a laptop can cause serious property damage. This type of Property Damage is covered under your Massachusetts Homeowners Insurance Policy, but it can be devastating, and should be easily avoidable.
- Do not leave laptops on a soft surface such as bedding or a couch.
- Turn off your laptop when not in use.
- Always use your laptop on a hard surface to avoid overheating.
- Make sure vents and fans are not blocked or covered.
- Listen for the fan, if it is running continuously, it may be a sign of overheating.
Make sure students headed for college in the fall are aware of this real danger. Also students in your home should avoid doing their homework on the bed or on the couch. We wish everyone a great and safe school year, from Downey Insurance!