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Insure Your Convenience, Deli, or Grocery Store with Downey Insurance through their Partnership with NEEE

by | Jun 29, 2011 | Blog

Our friends at New England Excess Exchange have a great Convenience – Deli – Grocery Store program. Whether you are looking for Vermont Insurance, Massachusetts Insurance, or New Hampshire Insurance we can help place you with the appropriate Company or Broker. Here is some information that New England Excess Exhange has shared with us about their Convenience – Deli – Grocery Store Program…
 

Convenience – Deli – Grocery Store BOP
*Liquor Liability is available on a Businessowner’s coverage form
*Non Owned and Hired Automobile Coverage available if there
is no delivery
*No coinsurance clause
*Availability of equipment breakdown coverage with food spoilage
sublimit of $250K
*Employee Dishonesty up to $25K
*Business Income available on an Actual Loss Sustained basis for
12 months, up to the Business Income Limit
*Crime Coverage available
*Value Plus endorsement (13 property coverage additions/extensions)

*Inspection costs paid

 

 

 

General Liability

  • *Risks with alcohol sales less than 75% of the total sales

  • *No more than two losses or claims (excluding closed without payment) incurred in the past three years

Property

  • *New Ventures

  • *Risks up to $3M in total property value per location ($1.5M with commercial cooking)

  • *Risks with commercial cooking exposure

  • *Risks open 24 hours

  • *Risks that have up to four apartments

  • *No more than two losses or claims (excluding closed without payment) incurred in the past three years

 

 


 

 

 

 

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