Does your Massachusetts Homeowners policy cover Earthquake damage? Earthquake insurance may not be something you have thought about here in New England. But, after the earthquake in Virginia over the summer and now Oklahoma of all places is seeing seismic activity this past weekend, it may not be a bad time to look into whether your Massachusetts Homeowners Policy covers earthquake Damage.
If you live in New England, we are arguably low risk for and earthquake, even though we are directly on a major fault line. This fault line runs right though our region. It has historically been inactive but it still is a major fault line. If we were to have an earthquake it could potentially be a doozy.
Most Massachusetts Homeowners MA policies do not include earthquake coverage in their standard homeowners policy. Most insurance companies do offer Earthquake coverage as an add on endorsement. This endorsement is usually very reasonably priced and can be added on at any time during the policy period.
If you have any questions regarding your policy or adding earthquake coverage to your policy please feel free to contact us.