The chaos has subsided and the Christmas euphoria is gone, welcome back to reality. For us that means helping people make sure their Christmas presents are properly insured by their Massachusetts Homeowners Insurance Policy. I Hope everyone was lucky enough to have a great Christmas this year filled with family and friends. In our house Mom and Dad got their gadgets, kids got their electronics, and the baby she got sick. But for the most part there was joy and merriness shared by all.
Of course as an Insurance agent as everyone is opening their presents I am taking mental inventory of how every gift would be covered under our own Massachusetts Homeowners Insurance policy like electronics, jewelry, fine arts, and standard contents coverage. Most homeowners insurance policies will have a standard limit for what it will pay for each type of property. It is important to know the limits of your policy and how your personal property will be covered in the event of a loss. If you have items that will exceed the limits of your policy, or that require specific coverage you should consider scheduling them on your policy. This will provide extra protection for your most precious possessions.
If you have any questions about your Massachusetts Homeowners Insurance policy or your Personal Property Coverage please let us know. We would be happy to go over your coverage with you.