There’s nothing like going on a vacation, but don’t forget to make sure your car and your New Hampshire auto insurance policy are in order before you go. First, make sure your insurance is active. It is not hard to innocently forget to renew your insurance policy. The last thing you want to happen is to have an accident in the middle of nowhere and discover that your policy has lapsed, so make sure everything is up-to-date.
You also may be travelling across state lines. Other states may have different liability limit requirements. While your policy may have a provision for this, it’s always wise to let your agent know you’ll be driving interstate and double check your coverage. Those who live in a state where liability insurance isn’t required will need to obtain it before driving into a state that does require it.
Many people decide to rent a car when they go on vacation, and of course, that car needs to be insured. Don’t just accept that you need to purchase the insurance that the rental car company is selling – your own policy may already include rental car coverage. Check to determine what you are covered for, as you could save a significant amount of money on renting a car.
Make sure your car is in good working order before you leave home. Change your oil if required, check your tire pressure, and ensure the car has been serviced recently. Driving an unsafe car can be extra risky on unfamiliar roads and highways, and your New Hampshire auto insurance costs could rise if you cause an accident. Not to mention that it wouldn’t be the best way to start a vacation! If you want some more information, feel free to contact Downey Insurance Group today.
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