Look Twice, Save a Life, Motorcycles are Everywhere!

As the summer carries on, and the fun & sun increase, so do the number of Motorcycles on the road.  We all know someone who has been affected by a motorcycle accident.  Whether you have lost a loved one or a friend of a friend it still is a stinging reminder that Motorcycle safety should be top of mind when you are out on the roadways.   According to the Hunt Report  “In two thirds of multi vehicle accidents involving a motorcycle the other vehicle violated the motorcycles right of way.”  This can easily be avoided by the long standing “Look Twice, Save a Life” slogan. 

 

A motorcycle accident can be extremely scary, especially if someone is injured or killed.  Maintaining the proper property damage and liability insurance coverage on your motorcycle and your private passenger vehicle is crucial.   A great relationship with your insurance provider is also important to make sure you are covered adequately.  We offer motorcycle and private passenger auto insurance for all of the New England States.  If you are from the Live Free or Die state of New hamshire, as many of our motorcycle clients are, we want to help you with your New Hampshire Auto Insurance.  If you are from VT or MA we also want to help guide you through the Motorcycles selection process.

 

Remember Look Twice, Save a Life ,Motorcycles are everywhere!

Massachusetts Homeowners Insurance – Are you getting the best bang for your buck?

At Downey Insurance our first priority is to make sure you are properly insured.  We are know for taking the time to understand your needs and recommending coverage accordingly.  Making sure you are getting the best deal for your unique situation is just as important to us.  As an independent insurance agent we have contracts with multiple insurance companies, this is great for you because we can match you with the company that offers the best price and coverage for youIf you have unique coverage needs or price restrictions we will do our best to  find you the best bang for your buck.

Another great way for you to save $ is to combine your Massachusetts Auto Insurance and your Homeowners Insurance MA with Downey Insurance.  We offer multiple Ins companies that can give you this great discount.  You may be able to save up to 30%  off your insurance premium by taking advantage of our combine and save program.   Call us today to get a quote for your Home and Auto Insurance!

Massachusetts Auto Insurance – The Importance of an Independent Agent

There are many reasons why an Independent Agent is the best option when shopping for Massachusetts Auto Insurance.  The first and foremost reason is that we work for YOU, not for the Insurance Company.  Your best interests are always the center of our focus.  We have the ability to quote your policy needs with multiple companies and explain the coverage choices in detail.  We also can explain the differences in coverage’s that vary from company to company.  This allows you to make an educated decisions based on our professional experience.  Our team in our Marlborough, MA office is the best in the Metrowest region and we are happy to service your Massachusetts Auto needs as well as Homeowners Insurance, Life Insurance, and Business Insurance.

You may be able to quote your own policy with Progressive, Geico, and Liberty Mutual, but you will be missing out on one very important thing: objectivity.  When you quote your policy on-line or call a direct writers you are only getting one side of the story, their side, and your best interest may not be on their mind.  Let us make Insurance easy for you by allowing us to professionally manage your insurance polices.  You will be glad your did!

Devastating Tornado Damage Ignites Large Scale Outreach Program

 

The recent tornado outbreaks in the Southeast and the Midwest have been devastating to the communities affected.  So many homes and lives have been lost.  Peoples whole lives have been taken away from then in an instant.  This leaves so many people in need.  One of our clients Converge Northeast is taking matters into their own hands by collecting money for those that have been affected by this tragedy.  If you would like more information on donation oppotunies please visit thier website http://www.convergeworldwide.org/world-relief/usa-tornado-relief 

The costs have no doubt been high on an individual level.  The property damage is also on track to be the 10th most costly disaster in U.S. History.  Estimates of the insured damage is approaching $5 Billion Dollars. Tornado damage is generally covered under a New Hampshire Homeowners Insurance policy or any other Homeowners policy as wind damage, but flood is generally excluded.

 

Co-Op Insurance adds 2 new Group Discounts

Two new group discounts for the The Littleton Food Co-op and Pawtuckaway Beekeepers have been made available through Co-Op Insurance Company.  If you are part of:

Littleton Food Co-Op

or Pawtuckaway Beekeepers Association of NH

Please give us a call to update your policy to reflet the new discount.

If you are not currently a client and you would like to take advantage of this discount please give a call or visit our web-site www.downeyinsurance.com.

We are proud to offer Farm Insurance through the Co-Op Insurance Co. of VT>