Are you building an addition to your home or putting on a new roof? Maybe new wiring or plumbing? How about a deck or porch? If you are one of the lucky ones sprucing up your home this year congratulations and please don’t forget to call your insurance agent. The team at Downey Insurance takes great pride in our excellent customer service but we depend on our clients to keep us informed of any significant changes that have been made to their homes. Plus, If you are doing construction on your home call us before hand so that we can add the theft of building materials endorsement to your Vermont Homeowners Insurance policy.
Please remember to request an updated Certificate of Insurance with a current issue date from any contractor that you allow to do work in your home. They would need to have General Liability, and Workers Compensation. The contractor that is doing the work should be included on the policy. If they do not have one or both coverage’s send them us to get it! If you have any questions regarding the certificate that they provide please send us a copy. We will be happy to review it as part of our commitment to you to professionally and comprehensively manage your insurance.